Thanks everyone for all your advice and input / suggestions.
I've had some great points made to me on this thread which have really got me thinking differently and I am thinking so much more positively about my AF future today. ( the last 48 hrs had been very dodgy / dangerous!!)
There is so much good advice in this thread, virtually every response has come up with a nugget of info / different thinking, that I had not considered before. I am going to take time later this evening ( during my old witching hour!) to go through it all again and re quote or make particular note of the key things that really struck a cord - I may even put some of it in the Tool box. Glad others have found this thread valuable too.
I will be back later but please feel free to add anything else you can think of - I cannot have too much good advice on the subject!!
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