Morning all and a big :sohappy: the Techmeister.
[MENTION=22456]starty[/MENTION]...........we ended up having to use an IVA broker so they got a fee but they also managed to negotiate a good deal on all the debt, not sure if any were written off......and after seven years we actually have a fairly good credit rating.......not that I think we'll ever get another credit card in this life...and were ever so good at keeping us informed. Its amazing when the bottom drops out of your finances how fecking careful you are.
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