Morning folks, retirement is a topical subject for yours truly at the moment. Not that I am near that age yet, have over a decade to go, although it seems to move further away as I get older, think it will be age 68 and possible 70 if the government have their way.
The thing is many people are forced to retire when they reach 65 but can't collect the pension till 67 so have to go on the dole till then, not the correct way of handling this me thinks. I don't do regrets, waste of energy, but making no provision till I was in my 50s was surely one of my less clever life decisions. Trying to put that right now but I do sometimes wonder if by tightening my belt now and feeling the burden finacially as I am, that fate will have the last laugh and leave me with more than enough of money but little time. So my dream is to retire by 60, spend the winter months somewhere warmer and not pop me clogs till the money/assets run out.
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