Announcement

Collapse
No announcement yet.

Abundant April AF - Week 3

Collapse
X
 
  • Filter
  • Time
  • Show
Clear All
new posts

    #31
    Abundant April AF - Week 3

    Hi Everyone-sorry to be so MIA lately. Lots going on and very little of it good.

    Before I miss it-HAVE A GREAT TRIP CYN!! I really hope you are able to keep up with the long hikes and not have to take a taxi inbetween! At any rate, it should be a lovely interesting trip and I do hope you'll be able to post pics now and then.

    I hope everyone had a nice Passover/Easter. Loved the pics of the eggs and the boys on FB Lav!!

    Hi G Man! Hope all is well!

    Star- so happy to hear you were able to fit in a nice visit with your daughter. The new baby will be here before you know it!!

    Dill-Your easter dinner sounded delish!

    So if I may, I need to vent and whine for a bit. No one else to talk to about what is happening.

    Pretty much this is it in a nutshell: Over the past 4 months my heart broke, my dogs broke, my cat broke, my car broke and my washing machine broke. I am in way over my head in debt to the 2 credit card companies (~10K), my vet (1200) and my sister and father (3K and change for my car which broke once again last Tues). Can't even think about getting the washing machine replaced. I'm sure the cost of getting it fixed would be more than replacement (100 just to walk in my door and look at it). And to top it all off, I got so into sewing this afternoon I totally missed the call from the mechanic saying my car was ready. When I finally came up for air, it was 5:30 and they were long gone. My dad took me down there anyway to see if maybe they had left the keys in it and left it unlocked. No such luck. So, on my first day back to work tomorrow after more than a week off, I will be at least 1/2 hour late.
    I have no idea how I'm going to pay my family back. I'm on a payment plan with my vet over then next 3 months. My dad doesn't want me to even thing about paying him and sister back until I pay off the credit cards. Unfortunately that will take many years the way I am going and I would rather be in debt to some faceless company than my family. I can't sell my car because I owe twice what it is worth.
    I am frantically looking for a 3rd job (work from home only) but so far nothing. So many scams out there. The few that don't seem to be don't have any projects for me yet. I'm going to work as much as I can at the demo job but the wear and tear on my car almost isn't worth it anymore. Unfortunately PT weekend jobs that pay over $15/hour are virtually non existent.
    I feel I have finally hit rock bottom financially. I'm wondering if declaring bankruptcy would be a way out but I don't even know where to start. Right now, if one more animal gets sick or something breaks in the house, or on the car, i have no recourse. I have no extra funds and my family is tapped out because of me. I'm not even sure I can afford to shop for healthy food at this point. It's a sad irony that eating healthy is so much more expensive than eating crap and of course there are no coupons for fruits and veggies. I do see a lot of rice and beans in my future but I guess that isn't that bad in terms of nutrition. I do have a crock pot of Turkey chili going right now which will give me at least 10 meals combined with rice or quinoa etc. And of course being forced to go with out my beloved Diet Coke and drinking water instead isn't so horrible for me. I do have the 6 month gym membership my family gave me so I'll be able to keep getting into shape. I just hate hate hate being so financially wreaked. I've never been in such bad shape before and it doesn't seem quite fair that it's all happened in such a short amount of time. And at my age!! I should be doing better financially, not worse. I can't even work on a budget because it's paycheck to paycheck with only the mandatory and essentials being covered.
    I guess all I can do is hope one of these WFH jobs pans out. Even a measly $100/month would help a bit.
    sorry to be such a debbie downer. I'm really hoping that tomorrow will be a much better day (even tho it means going back to work. Ick.).
    New Birthday: May 8, 2010

    "Because dwelling from, not upon, the space you want to inherit is the fastest way to change absolutely everything."[/i]-The Universe

    KO the Beast!!

    Comment


      #32
      Abundant April AF - Week 3

      Aw crap, sorry about all that Papmom:l
      I get to feeling a bit 'pinched' in the pocket from time to time too. It's just not easy but things usually work out. I'd be very careful when considering bankruptcy though. My brother-in-law did that years ago not knowing he was giving away his ability to purchase a car or rent an apartment for the next 7 years. That step didn't magically solve his problems either. Is there any way you could talk to a financial planner? It would be great to have someone help you map out a better path for you

      Daughter & granddaughter staying overnight - nice to have company!
      AF since 03/26/09
      NF since 05/19/09
      Success comes one day at a time :thumbs:

      Comment


        #33
        Abundant April AF - Week 3

        Good morning...

        Wow, sorry about the money problems Pap, that is overwhelming. It would be interesting to see if bankruptcy would be helpful or make things worse. I just don't know. You don't need this stress.

        Lav, have a nice time with your girls, how fun. The weather is still decent, a cold front in the 50s, I take it.

        Dill, putting the boat in the water is something to look forward to after this long and hard winter. Your granddaughter sounds so cute, Easter was a success from the way you described it.

        I am discouraged in my new job, unexpected setbacks are upsetting and forcing me to put things in the hands of the Universe. I am waiting things out, but have lots of free time on my hands and no money. Not a good combination. However, I do have some yoga classes left so will stretch and relax this morning and then will possibly take a walk. I think what I am supposed to be working on currently is to have faith and patience. Plus, really good self care. So, that is what I will focus on, and in six months will see where I am at financially, mentally and healthwise. I want to volunteer but do not know at what. Any suggestions? Thanks for feedback.

        Have a great day.
        Formerly known as redhibiscus

        Comment


          #34
          Abundant April AF - Week 3

          Good morning friends,

          Star, sorry about the job. I'm also not hauling in a whole lot of money lately, frustrating. Time on my hands & no extra cash make me think I am supposed to be trying to live smaller. I never really had any desire for flash & extravagance & that's a good thing. I can spend an enormous amount of time puttering around outside if I really wanted to do so At some point this place will have to go to someone much younger & stronger!

          Papmom, I hope you are OK today

          Greetings Dill, Cyn & anyone dropping by today.
          I'm trying to get a plan going for the day - the girls are just getting up.

          Have a great AF Tuesday everyone!

          Lav
          AF since 03/26/09
          NF since 05/19/09
          Success comes one day at a time :thumbs:

          Comment


            #35
            Abundant April AF - Week 3

            :lAw, Papmom, so sorry you are in such a pickle financially!:l You are going to figure something out, I just know it. I am not sure about bankruptcy. My son is going to go that route but he is in so far over his head there's no option for him. Anyway, I can understand how you could get yourself into this hole, I truly can. You were just trying to take care of your furry family and yourself and it just kept going the wrong way.

            Star, I'm sorry to hear things are not going as you would wish. Is the work slow down permanent or just temporary? I think it is difficult to find volunteer opportunities because there are so many baby boomers retiring and looking for ways to keep active and stay connected. I know that at the food pantry where I volunteer we are often tripping over each other. In fact for that reason I am thinking about quitting the food pantry. Another reason volunteer opportunities are so slim is because the social services agencies are run by gov., and cover an awful lot, with paid employees of course. Perhaps you could contact your local parks and recreation dept. to see of they have any needs?

            Lav, We are having to do belt tightening here, too. The food and fuel prices are going up but our retirement income is not. I don't see how people even do it sometimes.

            I just got back from the local drug/alcohol abuse center. DIL finally hit bottom and took me up on my offer to take her there any time she decided to go, and pay for her initial assessment. It was greatly reduced due to her lack of job, but still someone needed to step up and pay it. I hope for her sake this time is the charm for her.

            Have a happy AF Tuesday, all!
            Dill

            Dont forget, you can: start late, start over, be unsure, try and fail AND STILL SUCCEED!

            If it is important to you, you will find a way. If not, you will find an excuse.

            Comment


              #36
              Abundant April AF - Week 3

              Hey all,

              Dill, what you did for your DIL is incredibly nice. I truly hope she appreciates the gift of your help & friendship. You certainly had the option of telling her go away but you didn't. You are a good person
              I have to agree with you that food & fuel costs are out of control. I really have nothing much left after I pay bills, haven't had a vacation or even a night away from home in just about five years. I am happy to share what I do have with family, it's just not getting any easier though.

              I ended up, believe it or not spending the afternoon at a small zoo not far away with MY kids & THEIR kids :H
              Sometimes an unplanned day turns out to be the best!
              I have to be out of here by 7 am to watch the boys so I'll check in again when I can.

              Wishing everyone a good night!
              AF since 03/26/09
              NF since 05/19/09
              Success comes one day at a time :thumbs:

              Comment


                #37
                Abundant April AF - Week 3

                I can't believe this. Huge long post deleted by the wrong hit of a key. Sigh.
                Thank you all for the kind words. Although I hate the fact we are all in some sort of financial straights, it is comforting not to be so alone.

                I hope circumstances for us all move in a more positive direction very soon. This pain I'm feeling is not fun but luckily, although the thoughts have crossed my mind, I really have no desire to dull it with AL or junk food.

                Please send positive thoughts and prayers to one of my quilting classmates who lost her husband very unexpectedly yesterday.

                Sleep is very desired right now so good nite all.
                New Birthday: May 8, 2010

                "Because dwelling from, not upon, the space you want to inherit is the fastest way to change absolutely everything."[/i]-The Universe

                KO the Beast!!

                Comment


                  #38
                  Abundant April AF - Week 3

                  Good morning...

                  Pap, don't you hate when that happens? I deleted a long post last week and was so irritated. There was no way I could recreate it. Hope today goes well for you. This is truly a situation for all of us of one day at a time. If we look toward the future it is scary, so being in the now is much better, because right now we are OK.

                  Dill, that is great to hear that your DIL asked for help. So very kind of you to help her out with the first step of getting assessed. Hope she follows through, it is a rough road. I listened to the Bubble hour yesterday, it is so wonderful, really enjoying it. I like the fact that it is casual, and they really speak their truth. So glad I found it on another thread.

                  Lav, we too are feeling the pinch of really high gas and food prices, it is unbelievable how it is affecting our budget. Scary too. Glad you had a good day yesterday, hope today goes well.

                  To all, have a great day.
                  Formerly known as redhibiscus

                  Comment


                    #39
                    Abundant April AF - Week 3

                    Good morning all,

                    Say, shouldn't we be starting week 4? I think I'll do that right now!:H
                    Dill

                    Dont forget, you can: start late, start over, be unsure, try and fail AND STILL SUCCEED!

                    If it is important to you, you will find a way. If not, you will find an excuse.

                    Comment

                    Working...
                    X